Car & Auto Insurance in Carthage, Joplin, Marionville, Sarcoxie, Webb City, MO

On the Go…You’re Covered

Auto Insurance from Southwest Insurance Agency

If you are driving the kids to school in Carthage, heading to work in Joplin or seeing family in Sarcoxie, you always run the risk of being involved in an auto accident. It doesn’t matter how good of a driver you are.. there are plenty of bad drivers out there. No one plans on getting hit or hitting another car, but it happens every day. And that means there’s going to be damage to vehicles and personal property. And sometimes people are hurt, too. If you’re found liable for an accident, you could be held financially responsible for property damages and personal injuries. Without adequate automobile insurance, that could be thousands of dollars you’re required to pay out of pocket. That’s a major reason you need solid auto insurance protection from Southwest Insurance Agency.

Auto Insurance: It’s the Law

Not only is it smart to carry auto insurance, but it’s the law. Missouri law requires that all motor vehicle owners maintain some type of motor vehicle liability insurance coverage. Missouri residents are required to show proof of insurance when registering a motor vehicle or renewing their license plates. If you don’t have auto insurance you could be subject to large fines and even the loss of your driver’s license.

Don’t Be Underinsured!

You can save money today by carrying just enough liability insurance to meet the state minimum requirements…but this could prove to be financially devastating if you’re found liable for serious injuries. Medical costs are ever-increasing and punitive damage awards can be extremely high. It’s not unusual for damages to exceed those low state minimum liability limits. That means you’re financially responsible for any amounts not covered by your auto insurance. Skimping today to save a few dollars could cost you so much more. Talk to the professionals at Southwest Insurance Agency about having adequate auto insurance.